Car accidents happen – especially during this slick and snowy winter season. If you are involved in a serious accident caused by another driver’s negligence, you may find yourself needing an experienced and trusted car accident lawyer. Elk Grove car accident lawyer will come to your rescue with an experienced, compassionate and dedicated car accident lawyer and team who can answer your questions and help you make an informed decision about pursuing a case.
Whether or not you need a lawyer after a car accident with injury depends on the details of the accident. The Rochester car accident lawyer team at Meshbesher & Spence advises that you should always consider consulting a lawyer, especially when the accident is severe and was caused by another driver’s negligence. Such accidents usually carry with them a host of legal and insurance issues. Without prompt handling of such issues, your rights and the potential for recovery of full and fair compensation can be adversely affected.
Another aspect to consider is that an injury claim resulting from a car accident differs greatly from other types of injury claims in Minnesota (and most other states). Basically there are two types of claims in the world of car accident case. Your Rochester car accident lawyer at Meshbesher can help you decide which type is best for your situation.
FAULT OR NO-FAULT? THAT IS THE QUESTION
In a no-fault claim, the no-fault provision of the insurance policy will usually cover any medical expenses, wage loss, replacement vehicle services up to the policy’s dollar limits. One of the first things you need to do is to call your insurance company to report the accident and any claim. The company will send you an “application for benefits” form. Once you complete and return the form, the claims process begins.
Your insurance company will verify the expenses you listed on the form before you can be reimbursed for them. That means you will need to provide copies of related medical bills and records, any doctor’s statements of disability you sustained, and verification from your employer of any lost wages.
In a fault or liability claim wherein another driver is as much or more at fault than you for causing the accident, you may have the right to compensation for your injuries. These may include compensation for pain and suffering and/or emotional distress caused by the other driver and their insurance company. Your Rochester car accident lawyer can provide the advice and guidance you need to pursue either type of claim.